Severe storms, tornadoes, high winds, and flooding can damage a home in minutes. Recent storms across Indiana and surrounding areas have left communities dealing with damaged homes, fallen trees, flooding, power outages, and significant cleanup and recovery efforts.
If your home has been damaged, knowing what to do next can help protect your family, preserve evidence of the damage, and make the insurance claims process easier.
In the coming days, we’ll take a closer look at the key steps homeowners should consider after a storm.
Here’s a quick summary:
- Make Sure Your Home Is Safe
Put safety first and avoid entering or inspecting areas that may be structurally or electrically hazardous. - Document The Damage
Take photographs and video of the damage and keep records before beginning cleanup or repairs. - Prevent Further Damage
When it is safe to do so, take reasonable temporary measures to protect your property from additional damage and save your receipts. - Contact Your Insurance Company Or Agent
Report the damage and begin the claims process.
* If you have your insurance through Maki Insurance Group, call us at (219) 440-2021. - Be Careful With Repairs And Contractors
Take your time when choosing contractors, understand what you are signing, and avoid making rushed decisions after a storm.
If you have a claim number and adjustor assigned, inform them of any quotes from a contractor and ask for recommendation.
Storm recovery can take time, but you do not have to navigate the insurance process alone.
We’ll break down each of these steps in the days ahead, explaining what homeowners should know when dealing with storm damage and an insurance claim.